Financial Executive David Giertz Cautions Advisers To Talk About Social Security

David Giertz, the President of Nationwide Financial Distributors, recently sat down with a Wall Street Journal staffer to talk about why financial advisers tend to not discuss social security with their clients on Twitter. According to Giertz the main reason they don’t is that they don’t feel comfortable with the topic given how complex it is. Giertz cautions them that this is not the right approach.

One of the biggest problems for advisers who don’t talk about social security is that, as a recent study Nationwide showed, most investors will switch advisers if their current one avoids the issue. Advisers on About.me would do well to learn and talk about social security if they expect to keep their clients.

Read more: Insurance Agent at Nationwide Financial Institution in Fort Lauderdale, FL

Another problem with avoiding the top is that it’s too big an issue to avoid. In this day of most people not having pensions, social security makes up a large part of the majority of people’s retirement income. Advisers are doing their clients a disservice by not discussing the issue on yolasite.com.

David Giertz is registered with FINRA as a Broker and has over 30 years of experience in the financial industry. He has served in the capacity of President of three different subsidiaries of Nationwide Financial since he joined the firm in June 2004. Before he joined Nationwide He worked for Citicorp Investments from 1991 to 1999, and from 1989 to 1993 he worked as a financial adviser at Financial Horizons Security Corporation.

While he still works as a financial adviser, David Giertz’s main duties at Nationwide Financial are to oversee the company’s retirement plan offerings, annuities, life insurance, and specialty market products at https://angel.co/david-giertz. These financial products are sold through banks, wirehouses, and independent brokers and dealers across the United States.

The Traveling Vineyard Lets People Share Wine And Make Money

If you love wine, working with the Traveling Vineyard may be the perfect job for you. The company hires and trains people to become wine guides that host wine tasting events.

Founded in 2001 by marketing maven Rick Libby, The Traveling Vineyard offers people the opportunity to work with a wine tasting company using a direct marketing model to sell their excellent selection of wines. And you don’t have to be a wine expert to become a wine guide. Traveling Vineyard provides all the training, tools and support you need to turn a fun, relaxed, enjoyable gathering where people sample wine into a lucrative business opportunity.

The process is simple. When someone contacts the Traveling Vineyard to express an interest in becoming a wine guide, the company sends them a Success Kit with all the paperwork, wines and everything else they need. They are also put in contact with a network of experienced trainers and wine guides that will walk them trough the entire process. The company’s website also has numerous training videos to both teach new guides about wine and the process of organizing wine tasting events. Plus the company also holds regional seminars where wine guides network and share techniques and experiences.

At the wine tasting events, the wine guide gives the guests in attendance the opportunity to sample five wines from the Traveling Vineyard’s exclusive collection. The wine guides also provide information on the right wines to pair with any meal. At the end of the evening guests are given the opportunity to purchase the wines of their choice and the option to become wine guides themselves. The Traveling Vineyard delivers the wine and the wine guides receive 35% of the money people spend on wine orders. Wine guides make between $100 and $150 from each event.

Ricardo Tosto on Types of Legal Entities under Brazilian Law

Brazilian law classifies legal entities according to several attributes. The first attribute is nationality, as a legal entity may be organized according to Brazilian law or the laws of a foreign state. As a result, foreign entities may not act independently in Brazilian territory without express permission from the government, although foreign entities may be shareholders in Brazilian corporations.

Another important classification is whether an legal entity is a corporation or a foundation. A corporation is defined by Latin term universitas personarum and refers to a group of people who form a collective and act as one unit in their collective interests. Examples of corporations are association and for-profit companies.

A foundation, on the other hand, is a fund that functions as a legal entity for a particular purpose that defines its existence. There are both public and private foundations. Under Brazilian law, both corporations and foundations hold assets, but for a corporation assets are a means to an end, whereas for foundations, the accumulation of assets for a particular purpose is the main legal aim.

Another important distinction whether the entity is a public legal entity or private legal entity. Public entities can further be subdivided into domestic public and private legal entities, and foreign domestic public and private legal entities.

Ricardo Tosto is one of Brazil’s best-known litigators. A legend in Sao Paulo’s legal community, Ricardo Tosto received his undergraduate legal education at McKenzie Law School. He was an in-house attorney for an electric utility before striking out on his own and founding Ricardo Tosto & Associates, one of Sao Paulo’s most prestigious law firms.

Ricardo Tosto practices in a number of legal fields including civil and commercial law. He is also an expert in various aspects of banking and financial law and has represented many clients in high-profile cases. Thanks to Ricardo Tosto’s dedication to to his profession, he has built one of Brazil’s great law firms.

 

Vijay Eswaran’s Take On Listening And Leadership

Vijay Eswaran is a businessman who believes in strong spiritual principles and ethics to guide the workplace and that leaders possess the ability to not only act, but also listen and watch. He embraces Mahatma Gandhi’s principles of not just promoting outer peace in society, but finding inner peace and using silence as part of it.

Eswaran takes joy in philanthropy and was instrumental in starting QI Group’s RYTHM Foundation, a branch of the company that gives back to needy communities and reaches out to children with disabilities, and also includes environmental initiatives.

Vijay Eswaran has admired Gandhi’s work and has spoken about philanthropy and spirituality in various lectures at business leader summits and university campuses.

Eswaran co-founded QI Group back in 1998 when he and a team of Asian entrepreneurs decided to make waves in Asia’s direct selling market. Prior to that, he grew up in Malaysia and attended the famous London School of Economics where he got his degree in socio-economics.

According to QI Group, Vijay Eswaran had a brief period of financial difficulty where he worked various odd jobs to get by, but he soon raised enough money to go to grad school at Southern Illinois University where he got his MBA. He first went into multilevel marketing, QI Group’s model when he started working for the Cosway Group.

QI Group has been the parent company to several businesses including QNet, a wholesale e-commerce and direct seller of jewelry, health and beauty products, automotive tools, water purification systems, and other consumer goods.

QI Group also owns QI Asset Management, a financial company with real estate investments, loan services, and credit. They also have partnered with Quest International University Perak to launch The V program to train individuals in multilevel marketing programs.

Vijay Eswaran has won awards for his work through QI Group and its charity group, RYTHM Foundation. He made Forbes Asia’s list of Heroes of Philanthropy in 2011, and their 50 Richest People list in 2013.

Eswaran’s spirituality and business principles are discussed in his 2005 book, In The Sphere of Silence. He’s also the author of In The Thinking Zone and On the Wings of Thought.

Omar Boraie: Dedicated Real Estate Developer, Entrepreneur, and Philanthropist

Sam Boraie is an Egyptian-born businessman working and living in New Brunswick, New Jersey. Omar started a real estate company called Boraie Development LLC in New Brunswick to develop and manage properties in the city. Today, he heads the company as its President and is assisted by his children to run its daily operations.

Omar holds a chemistry Ph.D.; however, he decided to venture into real estate development to help develop the New Brunswick city and turn it into a regional economic hub. Omar is a firm believer in providing quality, top-end services to his clients. That is why he only works with reputable companies and individuals to see through his firm’s visionary developments. Additionally, Omar has set up an experienced property management team at Boraie Development that according to Bloomberg inspects and approves all its property developments before they are released to the market. To Omar, customer satisfaction means better business.

Philanthropy and Community Development

Omar Boraie is a consummate humanitarian and philanthropist. He is actively involved in numerous community projects and philanthropic activities in New Brunswick. In 2016, his company sponsored the New Jersey State Theatre’s series (https://www.statetheatrenj.org/board-of-trustees) of movies that were aired throughout the year’s summer making the movies free to the entire community. The Boraie family is one of the sustaining partners of the State Theatre and its numerous outreach efforts.

Sam Boraie is one of the directors of Elijah’s Promise, which is a non-profit organization that feeds the homeless in New Brunswick. It gives out over 100,000 meals annually through its soup kitchen, café, and catering business. It also offers low-cost meals, social services, and vocational training in pastry arts, baking, and culinary arts.

Boraie Development LLC

Boraie Development LLC is a real estate developer incorporated in the city of New Brunswick, New Jersey. It develops and manages residential, industrial, and commercial projects. The company was started in 1986 by Omar Boraie. Omar is assisted in the running of the family business by his children, Hiam and Sam Boraie – both Vice Presidents at the firm.

One of the company’s most notable projects is The Aspire; an impressive 17-story luxury residential that is near New Brunswick’s train station. The Aspire was designed to attract people looking for premier and luxury apartments and features concierge services. Boraie Development has also developed a residential complex (25 stories high) which features roof decks and health clubs. http://www.nytimes.com/2005/03/06/realestate/at-two-extremes-of-a-housing-market.html

Customers Explore Options With Fabletics and Ditch Amazon

Every once in a while, someone decides that she wants to make a change in her wardrobe. She has decided that she wants to change up her look and her style for many different reasons. Among the common reasons for changing up one’s own style is that she is entering a different phase of her life and she wants to represent it in every way she can. Therefore, she goes clothes shopping. She may take her time in exploring all of the styles that are available. For one thing, she wants to see what deals she can get and all of the styles that are available.

 

Among the choices she has when it comes to shopping for clothes include Amazon. Amazon has a good chunk of the fashion industry under its control. However, there is a company that is rising fast. This company is called TechStyle. It’s star brand is Fabletics. There has been a lot of work done with this brand. It offers clothes that could be worn on formal occasions as well as active and sports based occasions. The styles that are presented by this company attract many women. Also, women are not likely to spend all of their hard earned money on items from Fabletics which will fall apart shortly after buying the product.

 

When it comes to saving money, Fabletics is the best brand for that. There is more to saving money than just spending less on an item. It also involves buying an item that is durable and is going to last for years to come. When people buy cheaply made clothes, they are actually wasting money as opposed to saving money. Therefore, all of their efforts to upgrade their wardrobe are for nothing. The outfit that they feel would’ve impressed people had to be thrown out.

 

While Amazon does have cheap items, there are probably no exclusives sense Amazon is not known for creating its own clothing with the level of creativity that is exhibited with Fabletics. This is one of the reasons that more people are starting to flock to Fabletics at the expense of Amazon. People do have an interest in high fashion. If they can get something very stylish and durable at a low price, then they are likely to choose that over the basic items at the same price. After all, it is nice to be able to dress like a celebrity.

Ascendant Capital Announces its $1 Billion Milestone

Ascendant Capital LLC, a Texas-based firm offering alternative investment services, announced that it had reached the $1 billion mark in investor equity after a record increase in the last quarter of 2015. This comes after the recent launching of GPB Holdings II, a new flagship offering of GPB Capital Holdings. Ascendant Capital LLC exclusively supplies the products of GPB, an investment management firm that specializes in income producing private equity and real estate businesses.

By the end of the first quarter of 2016, Ascendant Capital had four current offerings and nine closed offerings. The company launched its first GPB flagship fund in 2013. To date, it has raised over $535 million. Before launching GPB family of funds, Ascendant had raised close to $500 million from its initial offerings. Jeffry Schneider, CEO of Ascendant, was excited about the rapid growth experienced over the past year and looked forward to launching more products in the following months. This information was originally published on thediwire.com as explained in this link http://www.thediwire.com/news/ascendant-capital-reaches-1-billion-milestone

About Ascendant Capital LLC

Since its inception in 2009, Ascendant has employed more than 35 employees in six divisions with locations in Boston, Los Angeles, Dallas, Seattle, Chicago, Houston, Argentina, Buenos Aires and New York. Its global capabilities incorporate one-of-kind investment strategy to a broad range of investors with a unique approach on income producing private equity. The company is highly committed to understanding the needs of its audience. They strive to source and collaborate with top quality fund managers to come up with innovative strategies that satisfy the utilities of their customers.

Ascendant Capital consults, structures and markets their service offerings to ensure that their clients’ needs are fully addressed. They utilize their expertise to offer strategies that fit the markets. In addition, the corporation has excellent customer relations and support teams. Their mission is to redefine the investors’ approach to alternative investment and earn their trust as the best alternative investment providers. The employees of the firm advise their clients on the capital markets processes, including market positioning, partnership terms and conditions, fund structuring, collateral and educational material development, and fund capacity.

About Jeffry Schneider

Jeffry Schneider is the founder of Ascendant Capital, LLC. He has gained extensive experience in alternative investment after serving in the industry for over 24 years. Jeffry has applied this knowledge and unique leadership skills to help the company grow to a billion dollar business. He has supported over 35 employees in less than a decade. Jeffry accredits this success to the open and family-like environment at the company. He is proud of the culture that he created together with his team. Previously, Jeffry worked for several companies, including Smith Barney, Axiom Capital Management, Paradigm Global Advisors and Merrill Lynch before establishing Ascendant. His hobbies are travelling, fitness and takes interest in charity work. Jeffry has participated in multiple endurance events, including half ironman competitions, full ironman in New Zealand, and marathons. Some of the initiatives that he supports are Gods Love We Deliver and Cherokee Home for Children.

Bernardo Chua: Founder And CEO Of Organo Gold

Bernardo Chua is a legend in the direct marketing industry. For almost 20 years he has been marketing ganoderma infused consumable products to people all around the world. A native of the Philippines, Chua got his start in direct sales when he was hired by Gano Excel, a multi-level marketing company based in the Philippines.

His innovative marketing efforts help Gano Excel products to develop a hold on the consumers in Canada, Hong Kong and the United States of America. His success has made his name a household word in homes throughout the Pacific Rim.

Chua’s Chinese grandparents taught him about the uses of ganoderma when he was a child. Gano Excel sold a variety of products including teas and coffees that contain ganoderma. When the company saw the success Chua was having marketing Gano Excel products, he moved to California and was named president of Gano Excel U.S.A.

He was among the first people to introduce ganoderma to people in the western world. Soon his marketing team had over a million members and was setting sales records.

In 2008 Chua decided to go out on his own and founded a multi-level marketing company called Organo Gold to sell his ganoderma infused products.

Chua’s company has won numerous awards for the quality of their products. Zoom Info said that yet Bernado Chua still continues to fund research and work with farmers to ensure he has the highest quality ganoderma possible. He also focuses on teaching people about ganoderma and its benefits. Plus he’s always refining the production process to ensure his products have the finest ingredients and are affordably priced.

He’s been able to take ganoderma infused products to an entirely new level. They are now an international phenomenon and legions of people all over the world are clamoring for them thanks to the work of Bernardo Chua.

With Chua as founder and CEO, Organo Gold has grown exponentially. According to Direct Selling News, Organo Gold is one of the world’s largest direct selling companies. Chua’s work educating people about ganoderma’s many benefits has helped consumers to trust the products and use them more often.

Learn more about more Brian Torchin: http://centraljerseyworkingmoms.com/bernardo-chua-motivates-retail-customers-and-distributors-with-new-rewards-program/

Explore The Best In Wines And Earn Extra Money With The Traveling Vineyard

Direct sales companies have been growing in importance for many entrepreneurs who are looking to carve out a career for themselves in the industry or seeking to add a comfortable second income to their financial situation. The Traveling Vineyard offers a competitive and enjoyable choice for wine enthusiasts who are hoping to earn some money and learn more about the wine industry with the aid of experienced industry professionals; everything needed to become a Wine Guide is provided by The Traveling Vineyard (@TravelinVinyard) with only a small monthly Website fee payable to make sure Wine Guides have the chance to work when and where they wish.

The Traveling Vineyard works using a business model based on the classic plastic storage parties that have been popular across the world since the middle of the 20th century. Wine Guides attend the home of a customer who has invited fifteen or more friends to their home to attend a party where The Traveling Vineyard supplies the wine and gives tips on the perfect foods to pair with the wines chosen by the host and Wine Guide. Many hosts may be concerned about choosing the right wines and foods, but the extensive training provided by The Traveling Vineyard for their Wine Guides takes all the guesswork out of hosting a party.

In terms of the approach to marketing undertaken by The Traveling Vineyard, it is easy to see the benefits and luxury lifestyle the company is offering both its Wine Guides and the customers who are attracted to hosting parties. As the hassle of wine buying and tasting has been taken out of the process by The Traveling Vineyard when they deliver directly to each customer and require no upfront costs from hosts the social media presence of the company is impressive and positive. The Traveling Vineyard and its Wine Guides often post to social media Sites, such as Instagram, with the latest news of the addition of new wines to those available from the company given a major profile boost during social media posts. The affluent lifestyle portrayed by those involved with The Traveling Vineyard shows the impressive range of wines and foods that are paired with it at parties around the U.S. as Wine Guides provide the best in affordable, impressive wines for wine tasting parties where everybody has a good time.

Click here to learn more about The Traveling Vineayard.

Jason Hope Of Scottsdale, AZ

Entrepreneur and self described futurist Jason Hope gave his thoughts on what would come from technology in the next few years and how he thinks the world will be affected by it, “The future isn’t coming, The Internet of Things is already here. We’re no longer just accessing the Internet with our smartphones. Devices are now communicating with the manufacturer, consumer and/or other connected devices. This is opening up new and exciting possibilities in health care, retail and more.”

Mr. Hope’s statements are not without their merit. Many believe that within the next five years or so, it is a very really possibility to say that if a device is not embedded with electronics, software, sensors or some kind of connectivity then it will be considered to be outdated. It will be the modern equivalent of what a VCR cassette player or a chorded phone is in 2015, a thing of the past.

According to some, this year is the year that the mobile payment industry will start to become a far more mainstream industry. Recent figures show Apple AAPL -0.18% in the market and Google is looking to be making strides within the field, the industry looks to be in store for continued innovation within the field. Physical credit cards and cash are still how most people go about paying for things, but they are steadily losing their popularity. The reason for this is there are much simpler and more efficient options available for people. Healthcare has probably the most IoT potential. A $117 billion market is projected for the IoT in healthcare by 2020.

It is a thrilling time for the tech world indeed. Internet of Things pioneering is occurring quite quickly. However, there is a threat of all of that innovation being put to a halt or significantly slowed down if net neutrality is not addressed and made a high priority. Jason Hope had his words on this as well, “U.S. technology is driven by start-ups. It’s a bottom up industry that requires that access to tools be made as widely available as possible.”